Onboarding, three-bureau reports, AI dispute letters and tracking in one platform. Start at $49/month, or get unlimited users and clients for $109/month.
No credit card required.
Crelit is credit repair software for businesses that are just starting. It's simple to learn, so you can work on your first client in your first week, and it stays affordable as you grow: $49/month to start, or $109/month with unlimited users and unlimited clients. Onboarding, three-bureau reports, AI dispute letters, dispute tracking and client billing, all in one platform.
See how Crelit worksClient onboarding
Send a client onboarding link to collect personal information, e-signed contracts and ID documents. Need it again? Resend a fresh link whenever you need.
Credit reports, disputes and letters
Pull TransUnion, Experian and Equifax reports, review the data and generate dispute letters from your strategies and templates.
Dispute tracking and letters
Organize each dispute with its letters and statuses, and mail letters through LetterStream without leaving Crelit.
Client and team management
Keep client billing, expenses, notes and team permissions next to each client's dispute history, so everyone works from the same record.
Security & privacy
Every Social Security number, birth date and password is encrypted in the database and decrypted only when strictly necessary.
SSN, ID and bill files are stored encrypted with AES-256-GCM and a unique random IV per value. Only the last 4 digits are shown.
Full SSNs and bureau passwords stay masked and are revealed only on demand. Client documents open through short-lived private links.
Dispute letters are drafted from anonymized data — account numbers and personal details are anonymized before being sent to the AI provider.
Role-based permissions, rotating secure sessions, login rate limits and an audit trail on every sensitive action.
The text of each dispute letter and its account data are stored encrypted with AES-256-GCM and a unique random IV per value.
Passwords, SSNs, accounts and addresses are automatically redacted in logs and audit trails, so an error doesn't expose a secret.
Both plans include onboarding, reports, disputes, letters and billing — with a 14-day free trial, no credit card required. Starter is one seat for up to 3 clients; Advanced adds unlimited users, clients and team seats.
For solo operators starting with their first clients.
$49 / month
14 days free. Upgrade anytime.
For growing businesses with more clients and team.
$109 / month
14 days free. No credit card required.
Crelit is credit repair software for businesses: client onboarding, three-bureau credit reports, AI dispute letters, LetterStream mailing, client billing and team management in one platform.
Starter is $49 per month: 1 user, up to 3 clients. Advanced is $109 per month: unlimited users, clients and team seats. Both cover onboarding, reports, disputes, letters and billing.
Yes. Every plan starts with a 14-day free trial. No credit card required — cancel anytime.
Crelit pulls three-bureau data through your IdentityIQ, SmartCredit or MyScoreIQ credentials. There is no PDF upload — connect the provider and fetch the latest report per client.
AI can analyze the data from your report summary, flag potential errors and draft dispute letters from your strategies and templates. AI usage consumes AI credits.
Letters sent with the LetterStream integration are mailed and tracked inside each dispute round, billed per piece. Manual letters are tracked through the dispute status.
No. Clients complete a secure onboarding link — personal info, documents and e-signed contracts. Resend a fresh link whenever you need it.
No fixed Metro 2 library included: you build Metro 2-style letters with customizable templates and AI assistance.
Crelit is built for businesses managing client files. Solo operators use Starter, with 1 user and up to 3 clients, for their first files.
No. Crelit is software for credit repair businesses — not a credit repair organization — and does not guarantee score results.
SSNs, IDs, bills, birth dates, addresses and passwords are stored encrypted with AES-256-GCM and a unique random IV per value and decrypted only when needed. The text of each dispute letter and its account data are stored encrypted at rest with AES-256-GCM and a unique random IV per value and decrypted only when needed. Sensitive fields stay masked, AI works on redacted data for letter drafting, documents use expiring private links, and team access follows role-based permissions with an audit trail.
Crelit accepts major credit and debit cards, billed in USD. Your card is tokenized by our PCI-compliant payment gateway — Crelit never sees or stores your full card number — and you keep one active card on file.
Try Crelit free for 14 days. No credit card required.
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